Tuesday, November 10, 2009

How to Buy a Fishing Boat - Cash Or Finance?

Before you take the boat buying plunge let me clue you in on two of the most widely spoken quotes in the boating world. "The happiest day of a boat owner's life is the day they buy the boat and the day they sell the boat" and "Boats are nothing more than holes in the water, into which you throw money."

Remember that boating is a hobby. So as you purchase a fishing boat you shouldn't go overboard with it. Unlike your house, boating isn't really worth going into debt for. Boats do not appreciate. First time buyers who aren't sure about boating should always make sure they spend well within their budget.

Also consider these optional items, depending on your water sports preferences: water skis, wakeboards, wet suits, towables (tubes), tow ropes and gloves, weight system for wakeboarding, pylon, boom, tower, etc.

To get the most value from your boat, it's always a best to put aside your recreational dollars, sell a few of your belongings, and simply save up
for a while. Next, carefully shop the boating market. After you save up 3,500 - 25,000 dollars, go ahead and buy the boat you want.

Whatever you do, make sure you don't invest all of your money on the just the boat itself. When you purchase the boat, you'll need to have enough money for taxes, registration, storage, towing insurance, gas, equipment and even minor repairs if your boat requires them.

Buying a boat, either new or used, paying cash is always better than financing. When you pay cash, you can save money, as there are no finance charges. Financing charges can get high, very high in fact if you don't know a lot about it.

If you must make your purchase over time, it's wise to use a home equity loan instead of a personal loan. This way, it'll be tax deductible. Always be on the lookout for boat show financing, and never, ever use it. Several boat show financing plans will extend the loan out over the course of 10 - 15 years.

A new boater will either stick with boating or get out of it all together. Usually, most boaters don't keep their boat for more than 10 years, which is reason enough not to get an extended finance loan on your boat.


If you've enjoyed reading about purchasing a fishing boat then you'll love what you find at Dig IN Shallow Water Anchors.

Friday, November 6, 2009

Buying a Flats Fishing Boat. Choose The Right Fishing Boat.

A very important question to ask yourself when buying a fishing boat is "Where do I plan to do most of my fishing?" If your first thought is the flats, the next most important question is, "How much 'ride and dry' am I willing to sacrifice to gain more shallow water capabilities."

The first thing you should consider when choosing a boat is that no single boat will do everything. If your searching for a boat that inspires confidence, don't expect it to shine in light air. Boats that are exciting to pilot on the weekends aren't the ideal boats for a passage through the ocean.

You shouldn't expect quick acceleration and load carrying capacity together with the same boat. You can buy a boat to race or fish, then put around later as you can only do one or the other with a specific type of boat.

The proper logic to choosing the right boat is determining by how you plan to use the boat. Think about why you want to own a boat, what you plan to do with it, and how you plan on using it.

For some fishermen, beauty is the first consideration. For fishing boats sleek design is very important, as you'll spend a majority of time floating and fishing, with many people looking at your fishing boat. With people looking at your vessel, you want to make sure that it looks nothing short of amazing.

If you are planning to fish tournaments instead of cruise, then speed is your primary consideration. There are many cruising fishermen out there who simply can't be happy unless their boats are moving very fast. The ideal boat for speed demons are those that can cut through the water, and get to the ideal fishing holes quickly.

Some fishermen on the other hand, want to look towards fishing boats. Trackers and other boats that are designed for shallow water are ideal here. Flats fishing is one of the most popular boat activities, meaning that you'll have plenty of boats to select from.

When it comes down to it, selecting the right boat is up to you and what you plan to do with it. Take your time, weigh your options, and you'll have the right boat before you know it.

If you've enjoyed all the exciting information you read here about Shallow Water Fishing, you'll love what you find at Dig IN Anchors.


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Sunday, November 1, 2009

Buying a Flats Fishing Boat - Choose The Right Fishing Boat

A very important question to ask yourself when buying a fishing boat is "Where do I plan to do most of my fishing?" If your first thought is the flats, the next most important question is, "How much 'ride and dry' am I willing to sacrifice to gain more shallow water capabilities."

The first thing you should consider when choosing a boat is that no single boat will do everything. If your searching for a boat that inspires confidence, don't expect it to shine in light air. Boats that are exciting to pilot on the weekends aren't the ideal boats for a passage through the ocean.

You shouldn't expect quick acceleration and load carrying capacity together with the same boat. You can buy a boat to race or fish, then put around later as you can only do one or the other with a specific type of boat.

The proper logic to choosing the right boat is determining by how you plan to use the boat. Think about why you want to own a boat, what you plan to do with it, and how you plan on using it.

For some fishermen, beauty is the first consideration. For fishing boats sleek design is very important, as you'll spend a majority of time floating and fishing, with many people looking at your fishing boat. With people looking at your vessel, you want to make sure that it looks nothing short of amazing.

If you are planning to fish tournaments instead of cruise, then speed is your primary consideration. There are many cruising fishermen out there who simply can't be happy unless their boats are moving very fast. The ideal boat for speed demons are those that can cut through the water, and get to the ideal fishing holes quickly.

Some fishermen on the other hand, want to look towards fishing boats. Trackers and other boats that are designed for shallow water are ideal here. Flats fishing is one of the most popular boat activities, meaning that you'll have plenty of boats to select from.

When it comes down to it, selecting the right boat is up to you and what you plan to do with it. Take your time, weigh your options, and you'll have the
right boat before you know it.

If you've enjoyed all the exciting information you read here about Shallow Water Fishing, you'll love what you find at Dig IN Anchors